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     Strategy.  Service.  Execution.

     OHM is a full-service, national employee benefits brokerage headquartered in
     Los Angeles providing employers with unique health insurance solutions.

     Through our "concierge" model of service, OHM helps employers design, implement, and   
     manage their employee benefit programs while maximizing the return on their healthcare
     investment.

     The costs of employee benefit programs have continued to increase dramatically over the last   
     several years, preventing you from being an effective player in today's competitive
     environment.  OHM offers benefit plan solutions designed to keep costs under control, while still
     enabling you to attract and retain employees.

Through

*  comprehensive plan analysis,

*  aggressive carrier negotiations,

*  employee wellness programs,and;

* effective employee communication strategies

we can help you achieve your
company's employee benefit goals!